AREA · AL FURJAN
Mortgage Al Furjan — High-Yield Family Community Finance
Al Furjan is one of Dubai's most established mid-market family communities — accessible entry prices, strong rental yields of 7–9% and direct Metro connectivity. GCC Mortgages arranges finance for apartments, townhouses and villas across all Al Furjan sub-communities. Rates from 3.75% p.a. across 25+ UAE banks.
Why Buy in Al Furjan?
Al Furjan is a Nakheel-developed community in south-west Dubai that combines mid-market accessibility with strong yields and good connectivity. Its mix of apartments, townhouses and villas appeals to first-time buyers, family end-users and yield-focused investors alike.
- High rental yields — 7–9% on apartments; among Dubai's strongest
- Metro connectivity — Al Furjan and Discovery Gardens stations on Route 2020
- Wide property mix — apartments, townhouses and villas within the same community
- Family-friendly amenities — parks, retail, schools within the community
- Sheikh Zayed Road access — 10 minutes to Dubai Marina, 25 to Downtown
- Established Nakheel developer — same developer as Palm Jumeirah and JVC
- Continuous developer activity — new launches from Azizi, Danube and others
Al Furjan Property Market Overview
- Studio apartments: AED 700K to AED 1M
- 1-bedroom apartments: AED 800K to AED 1.3M
- 2-bedroom apartments: AED 1.1M to AED 1.8M
- 3-bed townhouses: AED 2M to AED 3M
- 4-bed townhouses / villas: AED 2.8M to AED 4.5M
- 5-bed villas: AED 4M to AED 6M+
Mortgage Options for Al Furjan
Fixed-rate mortgages
Rates from 3.75% p.a. for salary-transfer customers. Payment certainty for 1–5 years.
First-time buyer support
Al Furjan's accessible pricing suits first-time buyers. See First-Time Buyer Dubai for the complete buyer's guide.
Buy-to-let
7–9% yields make Al Furjan a strong candidate for investment purchases. See Buy-to-Let Mortgage UAE.
Off-plan finance
Al Furjan continues to have new developer launches from Azizi, Danube and Nakheel. See Off-Plan Mortgage Dubai.
Islamic finance
Sharia-compliant Ijara / Murabaha available.
Villa mortgages
Family home purchase mortgages for Al Furjan townhouses and villas.
How Much Can You Borrow in Al Furjan?
- Expat buyers
- Max 80% LTV · Min 20% deposit
- UAE nationals
- Max 85% LTV · Min 15% deposit
- Non-residents
- Max 65% LTV · Min 35% deposit
- Off-plan during construction
- Max 50% LTV
- Debt Burden Ratio (DBR)
- Total debt ≤ 50% of gross monthly salary
- Min monthly salary (typical)
- AED 15,000
- Golden Visa (if AED 2M+)
- Villa or aggregated portfolio route
Upfront Costs for Buying in Al Furjan
- DLD transfer fee: 4% of purchase price
- Estate agent commission: typically 2% plus VAT
- Mortgage registration: 0.25% of loan amount plus AED 290
- Property valuation fee: AED 2,500 to AED 3,500
- Bank arrangement fee: typically 1% of loan amount
- Trustee office fee: approximately AED 4,000
On a AED 1.3M Al Furjan apartment, total upfront costs (excluding deposit) are typically AED 90,000 to AED 110,000.
Our Al Furjan Mortgage Services
- First-time buyer mortgages — accessible mid-market finance
- Buy-to-let investment finance for high-yield strategies
- Home purchase mortgages for family owner-occupiers
- Off-plan finance for Azizi, Danube, Nakheel launches
- Islamic home finance options
- Portfolio strategy for multi-property Al Furjan investors
Frequently Asked Questions — Mortgage Al Furjan
Is Al Furjan a good area to buy?
Yes — Al Furjan is one of Dubai's most established mid-market family communities, developed by Nakheel. It combines apartments, townhouses and villas at accessible price points with strong yields (7–9%), family amenities and good connectivity to Sheikh Zayed Road and Sheikh Mohammed bin Zayed Road.
What price range applies in Al Furjan?
Studios and 1-beds from AED 700K–1.3M, 2-beds AED 1.1M–1.8M, townhouses AED 2M–3.5M, villas AED 3M–5M+. Compared to central Dubai equivalents, Al Furjan is typically 20–30% more accessible.
What rental yields does Al Furjan produce?
Gross yields typically range from 7% to 9% for apartments and 5–6% for villas. This makes Al Furjan one of the strongest yield plays in Dubai for mid-market investors.
How well connected is Al Furjan?
Al Furjan is served by two Metro Route 2020 stations (Al Furjan and Discovery Gardens), plus direct access to Sheikh Zayed Road and Sheikh Mohammed bin Zayed Road. Ibn Battuta Mall is 5 minutes away; Dubai Marina is 10–15 minutes.
Does Al Furjan property qualify for Golden Visa?
Purchases at AED 2M+ qualify — this typically means villa or larger townhouse purchases. Apartments and smaller townhouses below AED 2M don't individually qualify but can be aggregated across multiple properties to reach the threshold.
Buying in Al Furjan?
High-yield family-community mortgage specialists. Rates from 3.75% p.a. 25+ banks compared.