Cookie Policy

1. What are cookies?

Cookies are small text files that websites place on your device (computer, phone or tablet) when you visit them. Cookies are widely used to make websites work, or work more efficiently, and to provide analytics and personalisation.

This policy also covers similar technologies such as local storage, session storage, tracking pixels and browser fingerprinting. We refer to all of these collectively as "cookies" for readability.

2. Cookies used on gccmortgages.com

We aim to keep our use of cookies minimal. The specific cookies currently in use fall into the following categories:

Strictly necessary cookies

These cookies are essential for the website to function. They cannot be switched off and do not require your consent.

• Session cookies set by our hosting provider (Vercel) to manage the basic operation of the website
• Security cookies to help detect and prevent fraudulent activity or misuse

Functional cookies

These cookies remember choices you make to give you improved functionality. They are used only if you interact with certain features.

• Preferences related to our on-site mortgage calculator (e.g. currency, term)

Analytics cookies

These cookies help us understand how visitors use the website so we can improve it. They set an anonymous identifier for each visitor and record aggregated behaviour (pages viewed, time on page, referral source).

Currently we do not run third-party analytics platforms such as Google Analytics on this website. If we introduce analytics in the future, we will update this policy and — where required — obtain your consent before non-essential analytics cookies are set.

Marketing cookies

We do not currently use marketing or advertising cookies on gccmortgages.com. If we introduce them in the future (for example, to run retargeting via Google Ads or Meta Ads), we will update this policy and request your explicit consent.

3. Third-party services embedded on this site

Certain third-party services embedded or referenced on our site may set their own cookies when you interact with them. These include:

• Web3Forms — used to process form submissions from our Mortgage Enquiry form. Web3Forms may set functional cookies during a form submission. See Web3Forms Privacy Policy.
• Vercel — our hosting provider. Vercel may set cookies related to platform performance, security and fraud prevention. See Vercel Privacy Policy.
• Google Fonts — some pages load display fonts hosted by Google Fonts. Google may log the IP address of your device when loading fonts. See Google Privacy Policy.
• WhatsApp — the floating WhatsApp button and text links on the site direct you to WhatsApp when clicked. WhatsApp is operated by Meta and subject to its own privacy practices — see WhatsApp Privacy Policy.

4. How to control cookies

On your first visit to this site we ask for your cookie preferences via a banner at the bottom of the page. You can choose either "Accept all" (essential + optional cookies) or "Reject non-essential" (essential only). Your choice is stored locally on your device for future visits.

You can review or change your choice at any time by clicking the button below:

Manage cookie preferences

You can also control and delete cookies through your browser settings directly. Instructions are available for each browser:

• Google Chrome
• Safari (Mac)
• Safari (iPhone / iPad)
• Mozilla Firefox
• Microsoft Edge

Please note that if you block strictly-necessary cookies, parts of the website may not function correctly.

5. Do Not Track

Some browsers offer a "Do Not Track" (DNT) signal. There is no universally-accepted industry standard for how websites should respond to DNT signals. We currently do not respond to DNT signals but will monitor developments in this area.

6. Changes to this policy

We may update this Cookie Policy from time to time to reflect changes in the cookies we use, in the third-party services embedded on our site, or in applicable law. When we do, we will update the "effective date" at the top of this page.

7. Contact us

For any questions about our use of cookies, please email admin@gccmortgages.com.

See also our Privacy Policy and Terms of Service.