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International Mortgage Brokers
UK, US, Canada, Europe, India, Australia, and elsewhere. Refer clients relocating to Dubai or investing in UAE property — we handle the entire UAE mortgage side and keep you in the loop throughout.
PARTNERSHIP PROGRAMME
Partner with GCC Mortgages
Refer clients moving to Dubai. Earn competitive commission on every closed mortgage. Build a passive income stream from one of the world's fastest-growing property markets — with a fully regulated Dubai broker handling the entire client journey on your behalf.
— WHO THIS IS FOR —
Four Types of Partner We Work With
If your business touches property, finance, or international relocation and you have clients looking at Dubai — there's a referral relationship here that pays.
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Real Estate Agents
Dubai-based or international agencies. Give your buyer clients end-to-end mortgage support — from pre-approval to keys — without adding to your workload. We integrate seamlessly with your sales process.
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Financial Advisors & Wealth Managers
Refer HNW clients considering Dubai property as part of their portfolio. Our full-stack model (mortgage + buyer's agent + Golden Visa + conveyancing) means one relationship for the whole transaction.
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Relocation & Immigration Services
Add UAE mortgage brokerage to your relocation package. We work directly with your clients on financing while you handle visa, schooling, and moving logistics.
— WHY GCC MORTGAGES —
Six Reasons Partners Choose Us
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Fully regulated Dubai broker
RERA registration #57888 · DED trade licence #1215743 · CeMAP-qualified · UAE Central Bank compliant. Your clients are in verifiable, licensed hands.
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37+ UAE bank relationships
HSBC, Standard Chartered, Emirates NBD, ADCB, Mashreq, FAB, RAK Bank, DIB, ADIB, Emirates Islamic, and more. Access to conventional, Islamic, expat, and non-resident products.
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Full-stack property service
Mortgage + buyer's agent + Golden Visa + conveyancing under one roof. Your client gets the whole journey without you needing to coordinate multiple providers.
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24-hour pre-approval
We move fast. Client applications are typically pre-approved within 24 hours during UAE business days. No slow handoffs, no lost momentum.
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Growing 2026-27 pipeline
40,000+ Dubai units expected to hand over in 2026 alone, plus another 37,000 in 2027. The market is expanding rapidly — partners referring now are positioned to compound over years.
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Transparent commission
Competitive share of loan value or fixed per-referral fee, agreed in writing before your first referral. Paid promptly within 30 days of mortgage disbursement.
— HOW IT WORKS —
Four Steps From Referral to Payment
01
Introduce
Send us your client via WhatsApp, email, or the referral form on this page. Just contact details, rough budget, and timeline — we take it from there.
02
Handoff
We contact your client within 24 hours, run pre-approval, propose the best 2–3 bank options for their profile. You get copied on major milestones.
03
Close
We manage the mortgage process end-to-end — valuation, Final Offer Letter, DLD transfer coordination — while keeping you informed on progress.
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Get Paid
Commission is paid to you within 30 days of the mortgage being disbursed from the bank to the property seller. No chasing, no delays.
— PARTNERSHIP TYPES —
Three Ways to Work With Us
Simple Referral
Send us individual clients as they come. Earn commission per completion. No contract required beyond a signed referral agreement per client.
Best for: Best for individual brokers, agents, and advisors starting a referral relationship
Preferred Partner
Volume-based commission tiers for partners referring 5+ clients per year. Includes a dedicated relationship manager and quarterly performance review.
Best for: Best for established brokerages and agencies with regular Dubai-bound client flow
White-Label Service
For international brokerages who want to offer UAE mortgage services under their own brand. We handle everything behind the scenes; your firm keeps the client relationship.
Best for: Best for large brokerages entering the Dubai market or expanding service offering
— APPLY TO PARTNER —
Start a Partnership
Fill out the form below and we'll be in touch within 24 hours to discuss commercial terms and set up your first referral.
— FAQ —
Common Partner Questions
Do I need a licence to refer clients to GCC Mortgages?
No specific UAE licence is required to refer clients to us. You should, however, comply with any rules in your own jurisdiction regarding introducing clients to overseas financial-service providers. If you're an FCA-regulated UK broker, for example, your local rules apply to how you position the referral.
What information do you need about the client?
Minimum: contact details (name, email, phone), general property budget, and rough timeline. Everything else — income verification, credit checks, source of funds — we handle directly with the client.
When is commission paid?
Commission is paid to you within 30 days of the client's mortgage being disbursed from the bank to the property seller (i.e., after the transaction closes and we've been paid by the bank). Payment can be by bank transfer or your preferred method.
Can I refer clients from any country?
Yes. The majority of our non-resident business comes from the UK, GCC (Saudi Arabia, Kuwait, Oman, Bahrain, Qatar), US, and India — but we work with buyers from anywhere. See our Non-Resident Buyer's Guide for a sense of the international scope.
Do you handle non-resident buyers or only UAE residents?
Both extensively. Non-residents are a significant portion of our client base. We handle the full remote-purchase process including Power of Attorney, remote pre-approval, currency strategy, and Golden Visa applications.
What if my client also needs a real estate agent, conveyancing, or Golden Visa help?
We handle the full property acquisition stack in-house: mortgage brokerage + buyer's agent (RERA registered) + conveyancing coordination + Golden Visa applications. Your client gets one relationship for everything — no ping-pong between providers.
How is commission calculated?
The exact structure depends on the partnership tier and expected volume. For simple referrals, it's typically a percentage share of the loan value or a fixed per-referral fee. For preferred partners, tiered rates apply. All commercial terms are agreed in writing before your first referral.
What happens if the mortgage doesn't complete?
No commission is due on incomplete transactions. We only get paid by the bank on completion, and we only pay partners on the same trigger. However, we'll always update you on why a case didn't close so you can qualify future clients better.
Prefer to speak first?
If you'd rather have a conversation before applying, WhatsApp Bilal directly. He handles every partnership inquiry personally and can answer commercial questions in real time.