FREE RESOURCES
Free Guides & Resources
Free, in-depth guides on UAE mortgages, buyer's agent services, off-plan finance, Golden Visa property, and Islamic home finance. Written by Bilal Mazar, RERA-licensed (#57888) and CeMAP-qualified Dubai mortgage broker. Interactive tools below are free with no email required.
Free PDF Guides
Comprehensive 10-12 page guides tailored to how you're buying. Enter your email to receive the PDF instantly.
UAE Resident Home Buyer's Guide
For expats and UAE nationals living in the UAE
Everything you need to know about financing your Dubai or UAE home — LTV rules, buying process, timelines, real cost breakdowns, and the questions every resident buyer should ask before signing.
Read the Guide →Non-Resident Buyer's Guide
For UK, US, and GCC buyers financing Dubai property from abroad
Non-resident LTV rules, currency risk strategies, tax implications by home country (UK, US, GCC), the Golden Visa route, and everything international buyers need to close a Dubai purchase confidently — even remotely.
Read the Guide →How to Choose a Dubai Buyer's Agent
For anyone considering hiring a buyer's agent in Dubai
What a buyer's agent actually does, why it matters more in Dubai than most markets, buyer's agent vs seller's agent, transparent fee structures, 10 vetting questions, and red flags to avoid before hiring anyone.
Read the Guide →Specialist Guides
Deeper dives on Dubai's biggest 2026 opportunities — all seven guides in the library are now published.
The 2026 Dubai Handover Mortgage Guide
For buyers with a Dubai unit handing over in 2026-27
40,000+ Dubai units are handing over in 2026 alone with another 37,000 in 2027. How handover mortgages work, real costs, the 2-4 week timeline, which banks lead the market, and the pitfalls that trip up most buyers.
Read the Guide →Golden Visa Property Guide
For investors using property to secure a 10-year UAE Golden Visa
The AED 2M threshold rule — how it actually works (mostly misunderstood), how mortgaged and off-plan property qualify, aggregating multiple units, the DLD application process, sponsorship rules, and what the visa actually gets you.
Read the Guide →The Complete UAE Islamic Home Finance Guide
For buyers wanting a Sharia-compliant mortgage alternative
How Ijara and Murabaha structures actually work, how Sharia compliance is verified, cost comparison with conventional, which banks lead the Islamic market, and the common misconceptions cleared up.
Read the Guide →First-Time Buyer's Guide
For anyone buying their first home in the UAE
The full journey from 'is this even affordable?' to keys in your hand — with no jargon, no salesy talk, and every step explained plainly.
Read the Guide →Interactive Tools
Free — no registration, no email required.
UAE Mortgage Calculator
Instant affordability check across UAE banks. See your maximum mortgage in 30 seconds.
Open tool →UAE Mortgage Rates
Current rates from 18+ UAE banks — variable, fixed, and Islamic. Updated monthly.
Open tool →Am I Eligible? Quiz
2-min self-check to see if you qualify for a UAE mortgage. Personalized outcome.
Open tool →Mortgage FAQ
Direct answers to the questions we're asked most about UAE mortgages.
Open tool →